Terms and Conditions

Welcome to Ziya Fathima. By accessing or using this website, you agree to be bound by these Terms and Conditions.

Business Model

Ziya Fathima operates a hybrid e-commerce platform. Some products displayed on this website are affiliate products that redirect users to third-party platforms for purchase. Payments are collected on this website only for products sold directly by Ziya Fathima.

Payments

Payments for Ziya Fathima’s own products are processed securely through third-party payment gateway providers. We do not store sensitive payment information.

Orders & Fulfillment

Orders for our own products are processed only after successful payment confirmation. Delivery timelines may vary based on product availability and location.

Affiliate Products

Affiliate products are sold and fulfilled by third-party platforms. Ziya Fathima does not control pricing, shipping, or after-sales support for affiliate products.

Refunds & Cancellations

Refunds for products sold directly by Ziya Fathima are governed by our Refund Policy. Refunds and returns for affiliate products are subject to the policies of the respective third-party platforms.

Governing Law

These terms shall be governed by and interpreted in accordance with the laws of India.